401 K Plan Contribution Limits 2025 Fidelity. The 2025 401(k) individual contribution limit is $23,000, up from $22,500 in 2023. A workplace 401(k) plan helps you save a substantial amount each year for retirement, but there are annual limits on contributions by you and your employer.
Learn how to save and invest for retirement with a 401 (k) plan through your employer. A 401(k) has higher contribution limits than an ira does: